caa a22 4500 386349967 CHVBK 20180307111826.0 cr unu---uuuuu 161130e198912 xx s 000 0 eng 10.1017/S0020268100036726 doi S0020268100036726 pii (NATIONALLICENCE)cambridge-10.1017/S0020268100036726 Waters H. R. Some aspects of the modelling of permanent health insurance [Elektronische Daten] [H. R. Waters] 1.1 The traditional approach in the United Kingdom to the analysis of permanent health insurance (PHI) data and to the rating of PHI business has been the Manchester Unity approach. This approach, which has its origins in Friendly Society business, is in some ways unsuitable for modern PHI business. (An interesting discussion on this subject can be found in Report No. 7 of the Continuous Mortality Investigation Bureau (C.M.I.R. 7, §4 (1984). For this reason the PHI Sub-Committee of the CMIB has recently been investigating the possibility of using a different approach, involving the use of a multiple state model, for analysing PHI data. A full report on the Sub-Committee's investigation will be published soon as C.M.I.R. 10. Copyright © Institute and Faculty of Actuaries 1989 Journal of the Institute of Actuaries Cambridge University Press 116/3(1989-12), 611-624 0020-2681 116:3<611 1989 116 JIA https://doi.org/10.1017/S0020268100036726 text/html Onlinezugriff via DOI 1 research-article jats NATIONALLICENCE 856 40 https://doi.org/10.1017/S0020268100036726 text/html Onlinezugriff via DOI NATIONALLICENCE 100 1- Waters H. R. NATIONALLICENCE 773 0- Journal of the Institute of Actuaries Cambridge University Press 116/3(1989-12), 611-624 0020-2681 116:3<611 1989 116 JIA CC0 http://creativecommons.org/publicdomain/zero/1.0 nationallicence BK010053 XK010053 XK010000 NATIONALLICENCE NATIONALLICENCE NL-cambridge