caa a22 4500 463187733 CHVBK 20180406164859.0 cr unu---uuuuu 170326e20070201xx s 000 0 eng 10.1007/s11156-006-0009-4 doi (NATIONALLICENCE)springer-10.1007/s11156-006-0009-4 Bank capitalization and lending behavior after the introduction of the Basle Accord [Elektronische Daten] [Ling Chu, Robert Mathieu, Sean Robb, Ping Zhang] In this paper, we provide evidence that banks with a low level of capitalization have reduced their commitment with respect to lines of credit after the introduction of the Basle Accord. A bank's lending behavior reflects its level of commitment towards borrowers, which in turn affects the level of effort it exerts on screening and monitoring the activities of borrowers. We find that the post-Basle Accord market reaction to the announcement of lines of credit issued by banks with a low level of capitalization is significantly lower than the reaction to other types of bank credit announcements. We interpret this result as evidence that some banks have a low level of commitment associated with lines of credit after the Basle Accord. Springer Science+Business Media, LLC, 2006 Bank capitalization nationallicence Credit agreements nationallicence Basle Accord nationallicence Chu Ling School of Business and Economics, Wilfrid Laurier University, Waterloo, Canada aut Mathieu Robert School of Business and Economics, Wilfrid Laurier University, Waterloo, Canada aut Robb Sean Kenneth G. Dixon School of Accounting, University of Central Florida, P.O. Box 161400, 32618-1400, Orlando, FL, USA aut Zhang Ping Rotman School of Management, University of Toronto, Toronto, Canada aut Review of Quantitative Finance and Accounting Kluwer Academic Publishers-Plenum Publishers; http://www.springer-ny.com 28/2(2007-02-01), 147-162 0924-865X 28:2<147 2007 28 11156 https://doi.org/10.1007/s11156-006-0009-4 text/html Onlinezugriff via DOI 1 research-article jats NATIONALLICENCE 856 40 https://doi.org/10.1007/s11156-006-0009-4 text/html Onlinezugriff via DOI NATIONALLICENCE 700 1- Chu Ling School of Business and Economics, Wilfrid Laurier University, Waterloo, Canada aut NATIONALLICENCE 700 1- Mathieu Robert School of Business and Economics, Wilfrid Laurier University, Waterloo, Canada aut NATIONALLICENCE 700 1- Robb Sean Kenneth G. Dixon School of Accounting, University of Central Florida, P.O. Box 161400, 32618-1400, Orlando, FL, USA aut NATIONALLICENCE 700 1- Zhang Ping Rotman School of Management, University of Toronto, Toronto, Canada aut NATIONALLICENCE 773 0- Review of Quantitative Finance and Accounting Kluwer Academic Publishers-Plenum Publishers; http://www.springer-ny.com 28/2(2007-02-01), 147-162 0924-865X 28:2<147 2007 28 11156 Metadata rights reserved Springer special CC-BY-NC licence nationallicence BK010053 XK010053 XK010000 NATIONALLICENCE NATIONALLICENCE NL-springer