cam a22 4 4500 528737260 CHVBK 20201008111406.0 180921t20182018xxu b 001 0 eng c 2017021520 GBB8-L2711 bnb 018895981 Uk 978-0-674-97623-8 hard cover 0-674-97623-1 hard cover (IDSSG)001031707 (IDSBB)006770770 (NEBIS)011250793 (OCoLC)992119916 MH/DLC eng HLS DLC OCLCO BDX OCLCF YDX YDX DRB CHVBK OCLCO LMR OCLCA OCLCQ UKMGB SzZuIDS HSG rda eng HG3711.U6 F55 2018 970 15 332.709747/1 23 330 15 QK 100 rvk QK 520 rvk CH0013ED56305740707B9C12583A7004481D1 iCapture Fleming Anne 1979- (DE-588)1137077166 Verfasser aut City of debtors a century of fringe finance Anne Fleming Cambridge, Massachusetts Harvard University Press 2018 367 pages 25 cm Includes bibliographical references and index Since the rise of the small-sum lending industry in the 1890s, people on the lowest rungs of the economic ladder in the United States have been asked to pay the greatest price for credit. Again and again, Americans have asked why the most fragile borrowers face the highest costs for access to the smallest loans. To protect low-wage workers in need of credit, reformers have repeatedly turned to law, only to face the vexing question of where to draw the line between necessary protection and overreaching paternalism. City of Debtors shows how each generation of Americans has tackled the problem of fringe finance, using law to redefine the meaning of justice within capitalism for those on the economic margins. Anne Fleming tells the story of the small-sum lending industry's growth and regulation from the ground up, following the people who navigated the market for small loans and those who shaped its development at the state and local level. Fleming's focus on the city and state of New York, which served as incubators for numerous lending reforms that later spread throughout the nation, differentiates her approach from work that has centered on federal regulation. It also reveals the overlooked challenges of governing a modern financial industry within a federalist framework. Fleming's detailed work contributes to the broader and ongoing debate about the meaning of justice within capitalistic societies, by exploring the fault line in the landscape of capitalism where poverty, the welfare state, and consumer credit converge.-- Geschichte 1900-2000 gnd Geschichte gnd Kreditkontrolle (DE-588)4120617-4 gnd Kleinkredit (DE-588)4164152-8 gnd Wucher (DE-588)4190292-0 gnd Armut (DE-588)4002963-3 gnd Kreditgewährung (DE-588)4132159-5 gnd Kreditpolitik (DE-588)4032941-0 gnd Credit control New York (State) New York History Credit control Law and legislation New York (State) New York History Predatory lending New York (State) New York History Predatory lending Law and legislation New York (State) New York History Usury laws New York (State) New York Credit control fast Credit control Law and legislation fast Predatory lending fast Predatory lending Law and legislation fast Usury laws fast New York (Staat) (DE-588)4042012-7 gnd New York (State) New York fast History gnd-content History fast https://unisg.link/hm00660869 Inhaltsverzeichnis BK020000 XK020000 XK020000 Stoppsignal FRED nebis DS zbzmon201809f gehm idszbz Z2 NEBIS Z01 Z01 02 2018 A 40183 IDSBB A125 A125 125F1 UBW_QK_520 4 NELA1251810 IDSBB A100 A100 100FM UBH eh 83346 NELA1001909 IDSSG HSG HSG EG QK 100 F597 IDSBB B400 B400 400H5 BeM RFA 84810 NELB4001807 IDSSG 100 1- Fleming Anne 1979- (DE-588)1137077166 Verfasser aut IDSSG 856 4- https://unisg.link/hm00660869 Inhaltsverzeichnis IDSBB 100 1- Fleming Anne 1979- (DE-588)1137077166 Verfasser aut NEBIS 100 1- Fleming Anne 1979- (DE-588)1137077166 Verfasser aut NEBIS ZAD50 EBI01 Z01 https://opac.nebis.ch/objects/pdf03/z01_978-0-674-97623-8_01.pdf Titelblatt und Inhaltsverzeichnis VIEW pdf IDSBB DSV51 DSV01 B400 http://www.ub.unibas.ch/tox/GBV/89117950X/PDF pdf VIEW Inhaltsverzeichnis SWISSBIB 528737260