Developing a Sustainability Credit Score System

Verfasser / Beitragende:
[Rodrigo Zeidan, Claudio Boechat, Angela Fleury]
Ort, Verlag, Jahr:
2015
Enthalten in:
Journal of Business Ethics, 127/2(2015-03-01), 283-296
Format:
Artikel (online)
ID: 605485690
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024 7 0 |a 10.1007/s10551-013-2034-2  |2 doi 
035 |a (NATIONALLICENCE)springer-10.1007/s10551-013-2034-2 
245 0 0 |a Developing a Sustainability Credit Score System  |h [Elektronische Daten]  |c [Rodrigo Zeidan, Claudio Boechat, Angela Fleury] 
520 3 |a Within the banking community, the argument about sustainability and profitability tends to be inversely related. Our research suggests this does not need to be strictly the case. We present a credit score system based on sustainability issues, which is used as criteria to improve financial institutions' lending policies. The Sustainability Credit Score System (SCSS) is based on the analytic hierarchy process methodology. Its first implementation is on the agricultural industry in Brazil. Three different firm development paths are identified: business as usual, sustainable business, and future sustainable business. The following six dimensions are present in the SCSS: economic growth, environmental protection, social progress, socio-economic development, eco-efficiency, and socio-environmental development. The results suggest that sustainability is not inversely related to profit either from a short- or long-term perspective. The SCSS is related to the Equator Principles, but its application is not driven to project financing. It also deals with short- and long-term risks and opportunities, instead of short-term sustainability impacts. 
540 |a Springer Science+Business Media Dordrecht, 2014 
690 7 |a Sustainability  |2 nationallicence 
690 7 |a Risk management  |2 nationallicence 
690 7 |a Lending policies  |2 nationallicence 
690 7 |a Equator Principles  |2 nationallicence 
690 7 |a Banking industry  |2 nationallicence 
690 7 |a Management practices  |2 nationallicence 
690 7 |a Corporate social responsibility  |2 nationallicence 
700 1 |a Zeidan  |D Rodrigo  |u Fundação Dom Cabral and Nottingham University Business School China, Nova Lima, Brazil  |4 aut 
700 1 |a Boechat  |D Claudio  |u Fundação Dom Cabral, Nova Lima, Brazil  |4 aut 
700 1 |a Fleury  |D Angela  |u Fundação Dom Cabral, Nova Lima, Brazil  |4 aut 
773 0 |t Journal of Business Ethics  |d Springer Netherlands  |g 127/2(2015-03-01), 283-296  |x 0167-4544  |q 127:2<283  |1 2015  |2 127  |o 10551 
856 4 0 |u https://doi.org/10.1007/s10551-013-2034-2  |q text/html  |z Onlinezugriff via DOI 
898 |a BK010053  |b XK010053  |c XK010000 
900 7 |a Metadata rights reserved  |b Springer special CC-BY-NC licence  |2 nationallicence 
908 |D 1  |a research-article  |2 jats 
949 |B NATIONALLICENCE  |F NATIONALLICENCE  |b NL-springer 
950 |B NATIONALLICENCE  |P 856  |E 40  |u https://doi.org/10.1007/s10551-013-2034-2  |q text/html  |z Onlinezugriff via DOI 
950 |B NATIONALLICENCE  |P 700  |E 1-  |a Zeidan  |D Rodrigo  |u Fundação Dom Cabral and Nottingham University Business School China, Nova Lima, Brazil  |4 aut 
950 |B NATIONALLICENCE  |P 700  |E 1-  |a Boechat  |D Claudio  |u Fundação Dom Cabral, Nova Lima, Brazil  |4 aut 
950 |B NATIONALLICENCE  |P 700  |E 1-  |a Fleury  |D Angela  |u Fundação Dom Cabral, Nova Lima, Brazil  |4 aut 
950 |B NATIONALLICENCE  |P 773  |E 0-  |t Journal of Business Ethics  |d Springer Netherlands  |g 127/2(2015-03-01), 283-296  |x 0167-4544  |q 127:2<283  |1 2015  |2 127  |o 10551