caa a22 4500 605485690 CHVBK 20210128100442.0 cr unu---uuuuu 210128e20150301xx s 000 0 eng 10.1007/s10551-013-2034-2 doi (NATIONALLICENCE)springer-10.1007/s10551-013-2034-2 Developing a Sustainability Credit Score System [Elektronische Daten] [Rodrigo Zeidan, Claudio Boechat, Angela Fleury] Within the banking community, the argument about sustainability and profitability tends to be inversely related. Our research suggests this does not need to be strictly the case. We present a credit score system based on sustainability issues, which is used as criteria to improve financial institutions' lending policies. The Sustainability Credit Score System (SCSS) is based on the analytic hierarchy process methodology. Its first implementation is on the agricultural industry in Brazil. Three different firm development paths are identified: business as usual, sustainable business, and future sustainable business. The following six dimensions are present in the SCSS: economic growth, environmental protection, social progress, socio-economic development, eco-efficiency, and socio-environmental development. The results suggest that sustainability is not inversely related to profit either from a short- or long-term perspective. The SCSS is related to the Equator Principles, but its application is not driven to project financing. It also deals with short- and long-term risks and opportunities, instead of short-term sustainability impacts. Springer Science+Business Media Dordrecht, 2014 Sustainability nationallicence Risk management nationallicence Lending policies nationallicence Equator Principles nationallicence Banking industry nationallicence Management practices nationallicence Corporate social responsibility nationallicence Zeidan Rodrigo Fundação Dom Cabral and Nottingham University Business School China, Nova Lima, Brazil aut Boechat Claudio Fundação Dom Cabral, Nova Lima, Brazil aut Fleury Angela Fundação Dom Cabral, Nova Lima, Brazil aut Journal of Business Ethics Springer Netherlands 127/2(2015-03-01), 283-296 0167-4544 127:2<283 2015 127 10551 https://doi.org/10.1007/s10551-013-2034-2 text/html Onlinezugriff via DOI BK010053 XK010053 XK010000 Metadata rights reserved Springer special CC-BY-NC licence nationallicence 1 research-article jats NATIONALLICENCE NATIONALLICENCE NL-springer NATIONALLICENCE 856 40 https://doi.org/10.1007/s10551-013-2034-2 text/html Onlinezugriff via DOI NATIONALLICENCE 700 1- Zeidan Rodrigo Fundação Dom Cabral and Nottingham University Business School China, Nova Lima, Brazil aut NATIONALLICENCE 700 1- Boechat Claudio Fundação Dom Cabral, Nova Lima, Brazil aut NATIONALLICENCE 700 1- Fleury Angela Fundação Dom Cabral, Nova Lima, Brazil aut NATIONALLICENCE 773 0- Journal of Business Ethics Springer Netherlands 127/2(2015-03-01), 283-296 0167-4544 127:2<283 2015 127 10551